AGM Pers BSNL CO issued order for cancellation/modifications in Tenure Transfers of AGMs Telecom  wherein request for cancellation of considered OTP request of two AGMs is given consideration and request of four ACGMs for change of posted Circles is given consideration.  Copy<<<>>

All these genuine requests were pursued by SNEA as per feedback from CS/DS and SNEA conveys sincere thanks to Director HR, PGM Pers and his team for sympathetic consideration of these genuine requests.

DGM Admin BSNL CO writes to all Circle Heads regarding discontinuation of Voluntary Group Health Insurance Policy for BSNL employees. Copy<<<>>

This policy was published by officers in Admn section BSNL against strong oppose by the recognized Associations and Unions due to high Premium and added stringent conditions than that of last year policy.

There was poor response from the executives and non-executives in BSNL due to high rates and stringent conditions and only 1550 employees have opted for it.

But the Oriental insurance company has refused to accept this policy as total number of members in this policy are less than 5000. It is important that this condition was not in the last year policy and this was added in this year and rates were also enhanced.

Except officers in Admn section, nobody was supporting stand of M/S Oriental insurance Company and due to such one sided attempt to force employers to pay at higher rates and accept the stringent conditions, these GHI Policy which was promoted by officers in Admn Section BSNL has been stopped by M/S oriental insurance Company.

This is wastage of three months exercise to bring a good and strong policy for BSNL employees.

By understanding all these actions and what will be final outcome of the biased attempts to go ahead with such one sided policy against oppose by Recognized Association/Unions,   the alternate GHI Policy proposal is made available with efforts of leaders and activist of SNEA, AIGETOA, BSNLEU and NFTE BSNL, has been made available and willing executives and Non-executives may go through this alternate option available and if think fit may opt for same.

We will continue our efforts for strengthen BSNL MRS Policy and all CS/DS are requested to check for availability of one cashless hospital in each BA as per instructions issued by Director HR BSNL Board. 

DGM Pers BSNL CO issued Promotion order of SDEs Telecom Factory wing wherein six SDE are promoted as AGM (TF) on regular basis and all are posted as it is where it is basis Copy<<<>>

Though there are some more vacancies but same could not be filled in due to non-availability of candidates under reserved category.

SNEA congratulates all these officers on their long awaited promotion and posting at same place and conveys best wishes for their grand success on promotional assignments.

SNEA conveys sincere thanks to Director HR, PGM Pers and his team of officers in Pers and Pres DPC section for issuing long awaited promotions and posting them where it is as it is basis.  

SNEA welcomes Shri. Ravi A. Robert Jerad, New CMD BSNL: The delegation of SNEA, led by Shri. Vimal Raghunath, AGS SNEA CHQ consisting Shri. R. K. Gupta, GS DEWAB, Mrs. Anu Agarwal, CP SNEA BSNL CO, Shri. Arvind Pal Dahiya, CS SNEA BSNL CO, Shri. M. Sasidhar,  OS SNEA BSNL CO and Shri. M. S. Adasul, GS SNEA CHQ gave a warm welcome to Shri. Ravi A. Robert Jerad, New CMD BSNL in his chamber on Tuesday, 16/07/2024. We congratulated him on taking over charge of CMD BSNL and conveyed him best wishes for his grand success in this new assignment.

GS SNEA gave introduction of delegation and CMD BSNL was keen to know about the roles played by these executives in Office as well as association activities.

While accepting our wishes and greeting, Shri. Ravi A. Robert Jerad, New CMD BSNL  reciprocated very positively stating that we all together have to put our best efforts for overall growth of BSNL. He directed the delegation to give a message to the members and executives in BSNL that we all have to work together on mission mode to increase the market share of the BSNL. He added that Secretary DoT has set Target of 25% Market Share of BSNL by 2025 and appealed to all to contribute by all possible means. He added that customer faith in BSNL is increasing and we have to respond to it very positively.

We assured CMD BSNL total co-operation from SNEA, the only Recognised Majority Association with highest membership among all Unions/Associations in BSNL and requested him for kind intervention on some important issues and resolution of certain issues for minimum level of motivation of Executives. We added that BSNL executives are working on pay scales of 2007 and majority of Executives working in BSNL have not seen even their first PRC and also facing heavy monthly losses  due to non-grant of upgraded Standard Pay scales for JTOs who joined BSNL from 01/01/2007. Due to the non-settlement of these critical issues for years together, the serving workforce of BSNL feels demoralised and demotivated.

We brought to notice of CMD BSNL that even simple issue of  revision of TA DA Rates for AGM and below level officers is not given consideration since 2003 but same has been upgraded for DGM and above level officers in 2017 and there is long list of all such issues which needs his intervention for giving confidence to the workforce of BSNL.

Shri. Ravi A. Robert Jerad, New CMD BSNL responded that  now we should focus on the mission of 25% Market share of BSNL by 2025 and be firmly assured that all such issues will be resolved one by one.

He also added that he will conduct a meeting with SNEA shortly and will discuss the issues in detail.

We have brought to the notice of new CMD BSNL, the hardship faced by the executives and non-executives who are facing a large number of customers visiting BSNL Offices for New SIM Cards. We added that the Sanchar Adhar App is not taking load and it takes hours together for activation of a SIM cards and this is the reason for customer annoyance at entry level.

CMD BSNL was unaware about the issues and immediately  took note of it and directed GM Co-ordination to look into this issue and see that the issue is resolved by today itself. He informed us to share all such updates and urgent issues to Director  CM or him and assured us to take care of all such issues as early as possible.

In conclusion, we requested CMD BSNL for giving confidence to the executives with resolution of certain issues of Executives and even extension of laptop policy to executives in field units and enhancement of TA DA Rates for office works will also give feeling to the executives that BSNL Management headed by New CMD BSNL is also have concern about the executives in BSNL and will start effective contribution to mission 25% Market Share by 2025. CMD BSNL responded that he will have separate meeting with SNEA to discuss all these issues and advised us to achieve target of 25% Market share and get ready for settlement of all demands of executives. We conveyed thanks for such firm assurances and assured for total support from all the executives in BSNL.         

AGM SEA BSNL CO writes to Circle Heads for opening of Online Transfer Portal window from 16/07/2024 to 31/07/2024 for submission of online request for Inter Circle Transfer.  Copy<<<>>

Now, for connivence of the executives and mainly to avoid receipt of OTP request for Circles  having surplus AOs, the Circles wise status of the AOs is published and Circles are declared as Deficit Circles, Surplus Circles and just Sufficient Circles.

Though SEA section has mentioned that executives need to submit three choices of Three circles and preferably for deficit Circles so as to give consideration to their requests for inter circle transfer, it may be noted that executives should have critically analyse and opt only to Circle/Circles, where he /she can join if her OTP Request is given consideration. Otherwise, there is no need of giving three options and it may be one or two or three Circle Choices as the case may and be ready for transfers at such places. 

AGM SEA BSNL CO issued orders for cancellation of two AOs from WB Circle to Chhattisgarh Circle as per their requests and  now Inter-Circle Transfer of other two longest stayed AOs from WB Circle is issued in place of cancelled transfer orders. Copy<<<>>

Efforts by SNEA, AIGETOA, BSNLEU and NFTE BSNL for better Group Health Insurance (GHI) policy: To protect interest of the Executives and Non-Executives working in the BSNL against the biased action of PGM Admin BSNL CO and his team of officers to favour M/S Oriental Insurance Company to approve GHI policy with higher rates and stringent conditions even after decision to not go ahead in official negotiation meeting, the leaders of the recognized Unions/Associations i.e. SNEA, AIGETOA, BSNLEU and NFTE BSNL, who were part of official negotiations,   have ascertained better option of GHI Policy for all Executives and Non-Executives in BSNL.

Accordingly, with efforts of leaders and activists of SNEA, AIGETOA, BSNLEU and NFTE BSNL we have explored the possibility of getting GHI policy in cheaper rates and without any stringent conditions and have come up with GHI Policy from M/S National Insurance Company, which is also PSU.   

The Silent Features of this GHI Policy:

·  Sum Assured: Rs Five Lakhs per family on a floater basis

·   Room Rent: Normal Room at 1% of SI, ICU at 2% of SI.

· Pre and Post Hospitalisation Expenses: Covered for 30/60 days respectively.

·      Ambulance Charges: Rs 1000/- per hospitalisation.

·      New Born Baby Day One Cover: Not covered.

·      Cataract: Limited to Rs 26,000/- per eye.

·      Maternity & Related Treatments: Not covered.

· Addition of Members: Permitted under specific conditions such as newly joined employees, new children, or newly married spouses. Mid-term addition of Parents/Parents-In-Law is not allowed.

·      Package Rates: Follow GIPSA PPN guidelines.

· Other Terms: Governed by the standard Group Medical Insurance Policy of Insurance company.

Comparison of NIC and OIC Group Health Insurance Policies:

· Premium Comparison: Firstly, it is notable that the premium rates for NIC GHI Policy are significantly lower compared to OIC GHI across all age bands and member categories. This presents a substantial financial benefit to our members while ensuring comprehensive health coverage. Copy<<<>>

· Minimum Membership to Start Policy: No such condition exists in NIC GHI P, whereas Oriental Policy has condition of Minimum 5000 Members.

· Family Structure Flexibility: One of the major advantages of NIC GHI is its flexibility in defining the family structure eligible for coverage. Unlike OIC GHI, which adheres to a rigid departmental fixed family structure, NIC GHI allows employees to choose their family members for coverage according to individual requirements. This includes provisions for single employees, those without spouses or children, and other unique family configurations that may not be accommodated under OIC GHI. Thus NIC GHI Policy will be available for single applicants also and for family of maximum six members i.e. Self, Spouse,  Two Children, Maximum two Parents/Parents-In-Law to be selected by applicants. While in OIC GHI policy there are compulsions for paying for group of family and it is not possible to opt for single person  or selective members of family.  

·  Restrictions on New Entries: NIC GHI also excels in terms of accessibility, with no restrictions for new entries. In contrast, OIC GHI imposes several restrictions and criteria for new Optees and mainly parents, which could limit access to health insurance for eligible employees and their families.

·    Calculation of age for premium: Premium calculations will consider only the age of applicant employee and the Premiums for dependents will be based on the employee's age, regardless of the dependents' ages. The younger ones will be benefitted with lower premium even after higher age of dependents.

Thus, it is crystal clear that NIC GHI Policy explored by all Recognized Associations/Unions i.e. SNEA, AIGETOA, BSNLEU and NFTE BSNL offers a superior alternative to OIC GHI Policy with its lower premiums, flexible family structure options, fewer restrictions on new entries, and comprehensive coverage benefits and so on.

We appeal all Executives and Non-Executives to go through this comparison of NIC and OIC GHI Policies and have critical analysis of the policies and family requirement and take decision  on opting better  GHI Policy and not get exploited on name of getting benefits of GHI Policy.

· How to apply for NIC GHI Policy: The willing Executives/Non Executives may please visit the Website http://aubsnlghi.co.in <<<>> for detailed information on premiums, which are quoted per person and include GST charges.

§ To login the portal http://aubsnlghi.co.in <<<>> please use HRMS (not PERNER) as User ID and DoB (DDMMYYYY) as Password.

§ The last date for submissions applications is 01/08/2024, and the policy will commence from the same week i.e. first week of August 2024.

§  For further assistance, kindly contact the support team via WhatsApp. The details of support team is available in website under Contact us tab.  

AGM Pers BSNL CO writes to all Circle Heads regarding Opening of window for Online Transfer Portal (OTP) w.e.f. 16/07/2024. Copy<<<>>

The window for online submission of transfer application for Inter Circle Transfer for 2nd six months of the year is going to be opened w.e.f. 16/07/2024 to 31/07/2024.

Though window was supposed to be open on 16/07/2024, it was not opened on this day as earlier certain OTP were undecided and SNEA CHQ also has certain issues related to consideration of OTP Requests and requested for publishing vacancy position before opening window and also for assigning the Circle wise waiting list for each registered application for consideration of OTP Request in transparent manner.  Copy<<<>>

Our request for declaring vacancy position before opening of window is given consideration. Though AGM Pers has not declared Circle wise working strength of SDEs/AGMs in Telecom wing but broadly the circles are categorized as Surplus, Deficit, Just Sufficient  categories for the purpose of inter- circle transfer giving idea about vacancies.  Copy<<<>>

But our request for assigning the waiting list to avoid repeated submission and consideration of OTP application, it not given consideration at this stage and it was reported that allotting Circle wise waiting list number,  there needs more technical upgradation in ESS and it will surely take time and hence it is not possible for incorporating Circle wise waiting list in this ongoing window but we are assured that same will be implemented in forthcoming window.  

As of now, Pers section has followed that the OTP request will be considered to deficit and just sufficient vacancies and OTP requests to Circles having excess strength  are not given consideration.

The executives are requested to submit their choices of circles for inter circle transfers through OTP window after critical analysis of vacancies and his/her family requirement and be ready for transfer to any of the Circle Opted regardless of preference submitted.

It will be better if options are submitted limiting to the  Circles where he/she can join place of posting, if transfer order is issued.

The process of window will be completed and transfer orders will be issued by Sept-Oct 2024 and accordingly one has to apply if he/she is ready to join at transferred place.

The executives whose earlier OTP requests are rejected, and till willing for transfer to choice Circle, he/she may apply fresh in this window and while considering their request due weightage will be given while consideration of OTP Requests applied fresh.

The executives who are willing to get transfer through ESS portal are requested to take due care and submit the OTP requests after critical analysis and be ready for joining choice circle as per his /her family requirement and avoid complications once Transfer order is issued.  

AGM DPC BSNL CO issued orders for Promotion of three JTOs from Arch wing as SDE Arch against 33% LICE quota. Copy<<<>>

SNEA CHQ congratulates these officers of their SDE Promotion and conveys best wishes for grand success in promotional assignment.

ALTTC Ghaziabad communicated to all Circles the Marks obtained by Kanishta Rajbhasha Adhikari (KRA) for the VY 2023 in pre-appointment training which commenced on 29/06/2024.  Copy<<<>>

Though the Training was completed on 29/06/2024 and KRAs were relived to their parent Circles, the marks were not communicated to them for want of approval of BSNL CO.

Though, these KRAs joined parent Circles their posting order was not issued by Circles for want of Marks.

Due to over delay in publishing the marks, SNEA CHQ has taken up this issue with CGM ALTTC, PGM  Trg/Rectt BSNL CO and now this result is declared and with these posting orders for all KRAs will be issued by concerned Circles.

AGM DPC BSNL CO issued OM for Constitution of CPCs for the promotions from JTO to SDE grade in respect of all streams i.e. Telecom Operation, Finance, Civil, Electrical, Architect, Telecom Factories and other equivalent streams. Copy<<<>>

Sr. GM Tech BSNL CO writes to all Circle Heads regarding Motivational Training to BSNL employees by Circle Master Trainers. Copy<<<>>

DGM Admin BSNL CO extended the last date for submission option for Group Health Insurance Policy for BSNL employees from 17/07/2024 to 19/07/2024 due to poor response in first phase.  Copy<<<>>

DGM BW BSNL CO issued extension in present place of posting on Promotion of Executive of Electrical Stream to the grade of SE (Elect) on regular basis up to 28.09.2024. Copy<<<>>

DGM Restg BSNL CO writes to all Circle Heads regarding opening of Supplementary window for Q2 (Juiy-2024 to Sept-2024) KPI for Financial year 2024-25 from 16/07/2024 to 22.07.2024. Copy<<<>>

DGM EW BSNL CO writes to all Chief Engineers declaring the Circle wise Sanctioned/Working strength in EW unit with corporation of SDE Strength as per recent transfer orders.  Copy<<<>>

AGM Rectt BSNL CO writes to all Circle Heads regarding extension of last date of online Registration for different LICEs for posts of JEs, TTs, JTO (T), PA/PS in field units and  JTO(TF) up to 26/07/2024. Copy<<<>>

Forceful and High Premium Rate GHI Policy with stringent Conditions approved by Admin Section, BSNL CO: DGM Admin BSNL CO writes to all Circle Heads regarding Implementation of Voluntary New Group Health Insurance Policy for BSNL employees w.e.f. 25/07/2024 with M/s The Oriental Insurance Company Limited. Copy<<<>>

Earlier each and every letter related to GHI was not only marked to all Recognized Unions/Associations but Associations and Unions were part of process for deciding the Group Health Insurance Policy for the employees of BSNL, but this time, in deliberate attempt the officers in Admin section have not even marked copy of this letter to any recognized Association or Union and are working and reasons are best known to them. 

The earlier GHI policy is closed on 31/05/2024 as M/S Oriental Insurance Company has enhanced the rates for renewal abnormally and also had put stringent conditions and many meetings held for negotiations of rates failed.

In last meeting held for renewal of policy or starting new GHI Policy, it was unanimously decided not to go ahead with this policy as M/S Oriental Insurance Company as it has increased rates abnormally and it is not in the interest of employees of BSNL due to stringent conditions and abnormally enhanced rates.

In this meeting no member of BSNL Committee was present and the leaders of all the recognized Associations and Unions have unanimously conveyed to stop this GHI Policy from M/S Oriental Insurance Company.

Over the years and in every GHI related meeting, when certain demands were made by Associations/Unions like certain payment of GHI Premium by BSNL,  it has been clarified by the Chairman and all Members of the Committee from Management side that BSNL Management is only facilitator in GHI Policy and nothing should be expected from BSNL.

It was always quoted that as this GHI policy was initially started as per request of Associations/Unions and the leaders of Associations/Unions only will have to take call on continuation or discontinuation of GHI policy and BSNL Management has no role in it.

When the leaders of Associations and Unions have requested PGM Admin as Chairman of the committee, for certain contribution of premium amount from BSNL Side or even for reimbursement of co-payment amount from the Medical claims of the employees as BSNL is saving about 25 Crores under BSNL MRS, he has raised hands stating that BSNL has no direct role in GHI Policy and BSNL is acting as facilitator for this GHI Policy.

Same has been mentioned in this letter under clause 4 that BSNL Management will only act as facilitator on behalf of beneficiaries of this GHI Policy. If it is so, why officers in Admin section are going ahead with this policy by keeping aside strongly oppose by all recognized Associations and Unions, is question to be answered by the officers in Admin section.

But now against this permanent Stand of Chairman and members of the committee from Management side, and when all Associations and Unions have conveyed in clear words to discontinue this GHI Policy due to high Premium and stringent conditions, the officers in Admin section have taken stand for continuation of this policy and this 180 degree change in stand of officers in Admin section establishes that something is pressing them hard to go against their own decision and stand and support M/S Oriental by compelling BSNL Employees to pay higher premium for policy with added stringent conditions over the last year policy. 

It means, when it is interest of Employees, officers in Admin Section are facilitator but when it is interest of M/S Oriental Insurance Company, then they are Promoters giving permission to company to loot BSNL employees.

But unfortunately the officers in Admin Section are much interested in this GHI Policy even with abnormally enhanced high rates and even with addition of stringent conditions by M/S Oriental Insurance Company, and we smell that vested interest of these officers are given more priority than the interest of the Executives and Non-Executives in BSNL.

By understanding manmade issues and self-interest of officers dealing with GHI Policy over the medical requirement and needs of the BSNL employees and interest of BSNL, SNEA CHQ has already given message to all executives and Non-Executives to have critical analysis of the newly proposed GHI Policy with Higher Premium rates and stringent conditions against the interest of employees opting for this policy.    

In fact the officers in Admin section including Chairman were over excited and eager to continue this policy with whatever rates but the member of Committee from Management side along with leaders of all recognized Associations and Unions have made all out efforts for reducing rates and removal of stringent conditions.

But same was not at all accepted by the representatives of the Insurance Company, rather company has added some stringent conditions after negotiation meetings and same are now accepted by Admin section in back door action. Earlier we have doubt, which is confirmed now, that someone from BSNL has joined hands with the representatives of the M/S Oriental Insurance Company and given them firm assurance that whatever condition you put, they will take care that policy will be renewed/continued in BSNL..

This approval of GHI Policy is being issued even without consulting any Association/Unions and  many of the employees are now asking leaders that who has approved the such high and abnormal rates.

In dramatic step, vide  letter dated 25/06/2024 issued to GS of all Recognized Unions/Associations, the Admin Section BSNL CO has conveyed that multiple requests are coming from the field units for continuation of this policy on whatever may be rates and whatever may be conditions and stressed importance of continuation of GHI policy. Copy<<<>>

But on our query, the with the concerned officers from the Admin section BSNL CO, it is informed that no written request is received by Admin section for continuation of existing GHI Policy from any Circle or BA officially or even from individual, but some individuals have called these officers in Admin section and requested for extension of GHI Policy. 

To counter check the say of Admin section, we have called for such feedback from individuals, but till today, we have not received any request for continuation of GHI Policy with such high premium and stringent conditions, rather we have received many complaints about high rates and stringent conditions applied in this new GHI Policy.

It is clearly establishing that it is lie pocessed in files and letters by the officers in Admin Section of BSNL CO so that this policy is continued at any cost.

In response to this letter, on 10/07/2024, SNEA has submitted details to PGM Admin BSNL CO in presence of DGM Admin BSNL CO and updated about responses from PSU Insurance Companies as well as from Private Insurance Companies. We have shred rates available from alternate policy from National Insurance Company and its comparison which shows how M/S Oriental is charging arbitrarily. NIC <<<>>

Comparsn <<<>>

Both PGM Admn and DGM Admn have given patience hearing to our information, discussed other details but have not given any final decision in conclusion of discussions.  It was expected to have discussions on this issue by one more meeting of Committee and leaders of all recognized Associations/Unions, but PGM Admin and DGM Admn are in so much hurry that they have taken fastest steps for approval of this GHI Policy without discussions with Leaders of Associations and Unions and also without formal meeting of committee members from Management side.

Important point is that they got approval of this GHI Policy from the Director EB when the regular Director HR has joined his duties and was rightly available in the office.

For approval of long awaited PwBD promotions even after binding directions from Hon Cat Delhi, the file is not cleared by Director EB giving reason that regular Director HR should look into all such issues and in this case of GHI Policy, same is approved by Director EB, when Regular Director HR has joined office.  This establishes the depth of vested interest and pressure of these officers in the Admin section dealing with this case.

At initial stage, some rates were offered by M/S Oriental Insurance company and there were no conditions applied, but later during negotiation process, the company has applied many conditions like restriction on entry of the parents, restrictions of diseases due to blood pressure, 20% Co-payment in place of initial discussions for 10% that to be with reduced rates, then condition for deciding proposal by 30/06/2024 otherwise increase in rates, then minimum membership of 5000 families and unfortunately all these conditions are accepted by Officers in Administration for reasons best known for them.

There are many lacunas in policy and on declaration of this GHI Policy SNEA has received many queries like.   

It may be please seen how the Insurance Company and officers in Admin Section are cheating the employees. We have consolidated some of facts which are as follows.

·      Under clause 15 & 16 of this GHI Policy letter it has been clearly mentioned that BSNL has no role in any policy opted by individual employee on its own and the claim will be raised and settled by individual employee on its own and any grievance of employees will also be looked into by BSNL through nodal officer to be appointed by Insurance Company.

·      If, Admin Section/BSNL Management is not taking any responsibility, then only role to be played by the officers in admin section is to deduct the Premium from monthly salary of the employees and making its payment to M/S Oriental Insurance Company i.e. safeguarding only interest of Insurance Company by forcing BSNL employees to accept this policy as higher rates and with added stringent conditions.

·      In this final letter, in deliberate attempt the officers in admin section have hidden the stringent condition applied by M/S Oriental Insurance    Company under Note (b) that this GHI policy will come to an existence only if minimum 5000 families are opting for this policy . Copy<<<>>

·      In the same letter under point 2, it has been mentioned that the group Insurance Policy is important in larger interest of employees and their dependents as it provides health insurance from the first day of the policy. But in this final letter for GHI Policy it has been mentioned under  clause 2.9 that Parents and newly enrolled Employees will not be eligible for claims against treatment for Cancer, Dialysis, Hernia, Hip Replacement and Knee Replacement for period of one year and the period of this GHI Policy is only one year.

·      Apart from this, nothing is mentioned about the condition under clause (b) of final offer put by M/S Oriental Insurance Company that this quote is valid only up to 30/06/2024, then only these rates are applicable and in case of any policy beyond 30/06/2024, new rates will be applicable.

·      This condition was not in the earlier policy or in initial negotiations, but company has added restrictions at later stage of negotiations and we have accepted it conditionally if the GHI Premium rates are reduced to 1.2 time of last year policy. But premium is not reduced as requested by BSNL but these restrictions are applied in this year policy and same are accepted by admin section.

·      If the parents are to be excluded from this policy, then very purpose of this Group Health Insurance Policy is defeated as many opt for this GHI Policy for taking care of health issues of Parents and for individual employees the individual policies are available at cheaper rates.

·      Nowadays, nobody has three children and on an average two children are present per family and as per clause 2.3 of this GHI Policy after age of 25 these Children are not allowed in this Group Insurance family by M/S Oriental Insurance company, then why three children and burden of higher premium is added is not cleared even after our queries during negotiation meetings. On stressing hard, it was only informed that if number of children are reduced then also premium will not be reduced much.

·      When policies are available in Insurance market from other PSUs for each person, why in BSNL such mandatory groups with group premium that to be at higher rates are allowed is under question which is not satisfactorily answered by the officers in administration or even by MS Oriental Insurance Company. 

·      One has to pay premium of Rs 1,15,472/- for Rs Five lakh Group Insurance Policy if he/she is opting for two parents, that means more than Rs. 30 are charged for Group Health Insurance of Rs. 100 which is highest in Insurance Market at least in India.  

·      Under Plan A of this GHI Policy of Rs Five lakhs for self, spouse and three children are available for Rs 34810 and under Plan D the GHI Policy of Rs Ten lakhs for self, spouse and three children are available for Rs 49314. That means for Rs Five lakh policy of this group total cost is Rs. 14504. If it is so, then why 34810 i.e. more than double the amount is charged under Plan A needs to be critically analyzed.

·      Under Plan E of this GHI Policy, Rs Ten lakhs claim is available for self, spouse, three children and One Parent at Rs. 95401 and under Plan F for Rs Ten Lakh Insurance only when one parent is added then it costs Rs 136163 i.e. for one parent the policy costs Rs. 40762.

·      Under Plan B GHI Policy is available for self, spouse, three children and One Parent at Rs. 62884 and under Plan C for Rs Five Lakh Insurance only one parent is added then it costs Rs 115472 i.e. for one parent the policy costs Rs. 52588. Addition of One parent under Ten lakh GHI Policy is Rs. 40762 and for addition of same parent under Rs Five Lakh Policy is 52558.

·      This action of arbitrary and non-logical premium amount by M/S Oriental Insurance Company and its blind acceptance and proactive support by officers in admin section BSNL CO is really ridiculous and disgusting.

Any wise and unbiased officer who has not lost his credibility will understand this cheating and day light looting by Insurance Company, but so called facilitators are blind enough on these issues which can be visualized and understood with open eyes.

We feel that the officers in Admin section are blind enough to understand this loot by M/S Oriental Insurance Company only due to their vested interest and we cannot allow them to loot our employees as being done now.

It is failure of the officers in admin section that they are not able to provide the minimum required support and medical facilities under BSNL Medical Reimbursement Scheme and by such actions, they only have created compulsions for opting for GHI policy by forcing BSNL employees to pay the Heavy premium of GHI policy by self-contribution and any benefits out of such high premium are passed on to these officers.  

By taking note of this doubtful actions by officers in admin section, SNEA CHQ has immediately taken up this issue with Shri. Kalyan Sagar Nippani, Director HR BSNL Board, on evening of 12/07/2024, who has joined back after long leave and we have discussed the issues created by PGM Admin and DGM Admin BSNL by issuing this biased policy even after strong opposition by leaders of all Associations and Unions.

We made it clear that we the representatives are here to negotiate rates in the interest of Employees and if this policy was to be continued at dictating rates and terms of M/S Oriental Insurance Company, then what for leaders of all recognised Associations and Unions were called for negotiation meetings for last three months needs to be clarified.

We also made it clear that except the vested interest of these officers, there is no any other reason for these officers to go ahead with and publish the so called voluntary GHI Policy, when this time it has been strongly opposed by leaders of all Associations and Unions and even the members of the Committee from Management side have not agreed for such high rates in any of the official meeting and if something has cooked behind curtains, we are not aware about it.

We have brought to the notice of Director HR how this policy is serving interest of certain officers in BSNL dealing with this policy and not serving interest of the employees of BSNL and after understanding the depth of issues and concern raised by us Director HR has assured to look into the issues.

We have elaborated all these facts here on website for information of all executives and Non-Executives in BSNL and now, it is up to individual Executives and Non-Executives  to decide to join hands with officers in Admin Section of BSNL CO for protecting their self-interest by accepting this GHI Policy with highest premium and stringent conditions or not to opt this GHI policy and register strong protest against the poor attitude of officers in Admin section to compel the employees to pay the higher premium for this GHI policy and get looted in hands of the Insurance company  and its blind support by certain officers in admin section of BSNL CO.

SNEA will continue to oppose to such biased and selfish act of the officers in Admin section thereby forcing Executives and Non-Executives in BSNL to pay premium at higher rates than the available in Market and we will expose the nexus developed over the years of dealing by these officers with Insurance Company.

We are hopeful that corrective action is taken by Director HR BSNL Board and if not, we will have to take up matter at appropriate forum to stop the loot of BSNL Executives and Non-Executives and to have good and long lasting Group Health Insurance Policy at affordable rates and strong and continued support under BSNL MRS Policy.   

To support the GHI Policy by BSNL through M/S Oriental Insurance company, it was decided by SNEA as well as AIGETOA to close the GHI Policies with M/S National Insurance Companies , but the this one sided action by BSNL Management under the influence of officers in Admin section, has compelled us to review our decision.

Last year also rate of M/S Oriental Insurance Company were higher, but same were reasonable and it was discussed and decided in the official meeting and this year officers in admin section have taken it granted to all employees and officers in BSNL and have introduced new GHI Policy  even without consulting the leaders of Unions/Assocations that to be with higher rates and stringent conditions.  Our strong objection is for Higher Rates , additional conditions and mainly not discussing the issues in the official Negotation meeting before going ahed with the proposal rejected in last official meeting on the subject.

After one sided opening of this policy, GS BSNLEU, GS NFTE BSNL, GS AIGETOA and GS  SNEA have  discussed about this wrong attitude of BSNL Management and write to Director HR to stop the GHI policy and we are also working on getting alternate GHI Policy for all Executives and Non Executives in BSNL which will be surely cheaper rates than what is proposed in the  M/S Oriental policy.  

Let us hope for the best.